ASRS Retirement & Benefits Education.
Understanding Your ASRS, Social Security & Medicare Benefits
Planning for retirement as a public employee in Arizona can feel overwhelming — especially when trying to understand how your ASRS pension, Social Security, and Medicare all work together.
My goal is to simplify that process by providing clear, bilingual education so you can make informed decisions with confidence.
What I Help You Understand
-
How your ASRS pension works
Including eligibility, years of service, and retirement timing. -
ASRS retiree health insurance options
Understanding the difference between pre-Medicare and Medicare-eligible plans. -
When and how Medicare applies to you
So you can avoid gaps in coverage and potential lifetime penalties. -
How Social Security fits into your retirement
Including when to apply and how it works alongside your ASRS benefits.
Why This Matters
Many employees are not given clear guidance on how these benefits connect. This can lead to confusion, missed deadlines, or unexpected costs.
Understanding your options ahead of time can help you:
-
Avoid coverage gaps
-
Prevent costly mistakes
-
Feel more confident about your retirement decisions
Bilingual Support (English & Spanish)
I provide education in both English and Spanish to ensure all employees have access to important retirement and healthcare information in the language they feel most comfortable with.
How I Can Help
-
One-on-one educational consultations
-
Bilingual support for individuals and families
-
Guidance on retirement timelines and next steps
-
Help understanding your options so you can make informed decisions
Who I Work With
-
School district employees
-
State and local government employees
-
Individuals nearing retirement or already retired under ASRS
Get Started
If you would like help understanding how your ASRS, Social Security, and Medicare benefits work together, I’m here to help.
Evelyn Soriano
(480) 942-4505
