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Important: Review Your Annual Notice of Change (ANOC) for 2025

  • Writer: Honest Healthcare
    Honest Healthcare
  • Aug 20, 2024
  • 2 min read



As we move closer to the end of the year, it’s important to stay informed about any changes to your Medicare plan. In September, you will receive an Annual Notice of Change (ANOC) letter from your insurance carrier. This letter outlines any adjustments to your current Medicare plan for the upcoming year, 2025.

The ANOC is a key document that provides a side-by-side comparison of your current plan versus what it will look like next year. These changes could include adjustments to:


  • Premiums: Your monthly cost may increase or decrease.

  • Deductibles: The amount you pay out-of-pocket before your plan starts to pay could change.

  • Copayments and Coinsurance: These are the costs you share for services and prescriptions, which might also see adjustments.

  • Covered Services: Some services or medications that were covered this year might not be covered in 2025, or new ones could be added.

  • Provider Networks: Your network of doctors and pharmacies could change, so it's crucial to verify that your preferred providers remain in-network.


Why Is It Important to Review the ANOC?

Understanding these changes is essential to ensure that your plan still meets your needs and budget. If your plan no longer suits your situation, you’ll have the opportunity to make changes during the Annual Election Period (October 15 – December 7).


What Should You Do Next?

  • Review the ANOC carefully: Go over each section to understand how the changes might affect you.

  • Compare your options: If your plan has significant changes, it might be time to explore other Medicare plans that better fit your needs.

  • Reach out for help: If you have any questions or need assistance understanding the changes, don’t hesitate to contact me. I’m here to help you navigate these updates and find the best options for your health and financial situation.


By taking the time to review your ANOC, you can ensure that you’re well-prepared for any changes and continue to receive the coverage that best supports your needs.

Stay informed, and don’t hesitate to reach out if you need any assistance.


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